Features and Benefits of ChiroSecure Chiropractors Professional Liability Policy Underwritten by ACE American Insurance Company

• Written on an “Admitted” basis backed by the state guarantee fund
• Both Occurrence and Claims-made coverage forms available
  • Legal and Audit Expense Coverage: Most Comprehensive coverage available now includes up to $50,000 defense and audit expense coverage for:
    1. Board investigation and hearings
    2. HIPAA
    3. Insurance Audits
    4. Billing errors and omissions
  • For Claims Made Policies – Free tail coverage after 5 years if you retire and are at least 50 years old or after 10 years for any reason.
  • Unlimited Sexual misconduct defense coverage
  • True Consent to settle. Claims will not be settled without your consent
• Costs to defend do not reduce available limits of liability for settlement
• Coverage for your corporate or partnership entity is included on a shared limit basis at no additional cost
• Up to $5000 each person payment for Medical Expense for services rendered by others for injury to a person not resulting from your professional services

This is intended as a summary only. It does not include all the terms, coverage’s, exclusions, limitations, conditions of the actual contract language. The policy and endorsements must be read for those details. This policy is approved in most states currently. Please ask about your state.

ADD- ACE American Insurance Company is one of the ACE USA Companies. ACE USA is the US based retail operating division of the ACE Group of companies, Rated A+ by AM Best and A+ by Standard and Poor’s